Flutterwave billing integration
for secure card payments
Accept Flutterwave card payments from your BillingServ checkout, let returning customers use saved cards and keep every confirmed payment tied to the right invoice and customer.
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What is the Flutterwave billing integration?
The BillingServ Flutterwave integration adds card payments to your checkout using your own Flutterwave account. Customers enter their card details in BillingServ, then the browser encrypts them before they are sent through the payment flow.
BillingServ creates the charge with the customer, amount, currency and invoice context attached, then follows the authorisation step returned by Flutterwave.
Built for real card authorisation flows
Some card payments need more than a card number. The integration can continue through PIN entry, a one-time code or a bank redirect when Flutterwave asks for it.
After payment, BillingServ validates the charge and its signed webhook before the invoice is marked as paid. That keeps an unverified browser response from becoming a completed billing record.
Flutterwave card payments that stay connected to billing
Customers get a clear payment flow, while your team keeps the customer and invoice context around every transaction.
Encrypted card checkout
Card number, expiry and security code are encrypted in the customer browser before the payment request is sent.
Saved card payments
Authenticated customers can save a card, choose it again for a later payment and remove it when no longer needed.
PIN authorisation
Continue the charge securely when Flutterwave asks the cardholder for their card PIN.
One-time codes and redirects
Handle OTP challenges and redirect the customer to their bank when the provider requires an extra step.
Verified webhooks
BillingServ checks the Flutterwave webhook signature before trusting the event or updating the payment record.
Invoice-bound validation
Charge ID, provider reference, customer, amount and currency must match the checkout before payment is recorded.
From encrypted card entry to a confirmed invoice
The integration guides the payment through each provider step and keeps the billing result dependable.
Connect Flutterwave
Add your client ID, client secret, encryption key and webhook secret in BillingServ, then register the webhook URL.
The browser encrypts the card
New card details are encrypted before BillingServ submits the payment to Flutterwave.
The customer authorises
If needed, the checkout continues through a PIN, one-time code or bank redirect.
BillingServ verifies payment
The returned charge and signed webhook are checked against the invoice before the transaction is completed.
A card payment is only useful when the billing record is right
Card authorisation can move through several steps and finish away from the first checkout screen. BillingServ keeps the expected customer, amount, currency and reference available throughout that journey.
When Flutterwave reports the result, BillingServ checks those values again before it changes the invoice. The customer gets a smoother checkout and your team gets a record it can rely on.
Provider-led authorisation
The checkout follows the next action returned by Flutterwave instead of assuming every card follows the same path.
Faster return visits
Saved cards reduce repeat entry for authenticated customers making future payments.
Sandbox support
Test credentials and card flows can be checked before the gateway is switched to live mode.
Duplicate protection
Idempotent payment handling helps stop the same confirmed charge from being recorded twice.
Flutterwave integration questions
Clear answers about card checkout, saved cards and payment confirmation.
What does the BillingServ Flutterwave integration support?
The current release supports Flutterwave card payments, saved cards, PIN authorisation, one-time-code authorisation, provider redirects, signed webhooks and test mode.
Can customers save a Flutterwave card?
Yes. Authenticated customers can save a card for future payments, choose a saved card at checkout and remove it from their BillingServ payment methods.
How are card details protected during Flutterwave checkout?
BillingServ uses the browser Web Crypto API to encrypt the card number, expiry date and security code with the configured Flutterwave encryption key before the payment request is submitted.
Does the integration handle PIN and OTP checks?
Yes. When Flutterwave asks for more authorisation, the BillingServ checkout can continue with an encrypted card PIN, a one-time code or a provider redirect.
How does BillingServ verify a Flutterwave payment?
BillingServ verifies the webhook signature and checks the charge ID, provider reference, customer, amount and currency against the original checkout before recording payment.
Can saved Flutterwave cards be used for repeat payments?
Yes. A customer can select a saved Flutterwave card for a later or repeat payment instead of entering the card details again.
What do I need to connect Flutterwave?
You need a Flutterwave account plus its client ID, client secret and base64 AES-256 encryption key. You also generate a webhook secret in BillingServ and use the same value in Flutterwave.
Add Flutterwave cards to your BillingServ checkout
Start a BillingServ trial and collect card payments with provider-led authorisation and verified invoice updates built in.
No card required to get started.